Oportun AI

About Oportun AI

Oportun (formerly Digit) is an AI-powered personal finance app that analyzes users' income and spending patterns to automatically calculate safe amounts to save and move them to savings accounts without users needing to think about it. The app's AI learns individual cash flow patterns to avoid overdrafts while maximizing the amount saved over time, handling both short-term savings goals and long-term financial building. Oportun also offers AI-driven debt payoff tools and affordable personal loan products for underserved consumers who lack access to traditional banking credit, serving millions of members across the US.